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In Canada, for example there are a variety of Secured Credit Card options.
The CIBC bank offers a card that is geared towards individuals who need to begin establishing their credit.
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With this being said, this does not mean that you should rule out being able to get a credit card.
Secured/Guaranteed Credit Cards Although at this time, Secured cards are unavailable in this part of the world, there are cards that are similar to the secured card. Both of these cards offer an easier approval rate, which typically does not require a credit check.
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These cards however do require proof of sufficient property equity and assets or in the case of the secured cards, a deposit that is equal to the sum of money you are ‘borrowing’ or higher.
The provider can use this amount as collateral in case the borrower defaults on the payments.