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For new and older bills alike, make sure you’re being charged correctly.For example, some offices still mistakenly bill for preventive care that should be fully covered under the Affordable Care Act.Magnify Money is an advertising-supported comparison service which receives compensation from some of the financial providers whose offers appear on our site.This compensation from our advertising partners may impact how and where products appear on the site (including for example, the order in which they appear).
Can’t negotiate away the interest on your unpaid medical debt?
If you believe the balance is repayable within 12 to 15 months, consider getting a credit card with a 0% promo APR to take care of it.
Before you do that, create an ironclad plan to pay the card off – and make sure the plan works with your current budget.
The idea was to give consumers sufficient time to deal with insurance payment delays and other issues.
Despite this change, it’s still unwise to sit back for half a year, hoping your own medical debt will somehow resolve itself.
Most hospitals have programs to reduce some (or even most) of the costs for patients who have trouble paying.